A small, independent product that believes you shouldn't have to hand over your bank login to track where your money goes.
Our mission: Make personal expense tracking completely automatic — without ever asking for bank credentials, without scraping your accounts, and without selling your data.
Every existing expense tracker had the same trade-off: link your bank account (through Plaid, Yodlee, Finicity, or a similar aggregator) and get automatic transactions, or don't link and type everything in by hand. Both are bad.
Linking your bank means sharing a password with a third-party aggregator that you never actually signed up for. Typing by hand means you stop doing it within a week.
The thing is — your bank already tells you about every transaction. Via notification, via SMS, via email. That text is all the data a good expense tracker needs. It just has to be parsed intelligently. So we built Ginti to do exactly that: read the alerts you already receive, run them through AI, and turn them into tracked expenses. No aggregator. No bank login. No hand-entry.
READ_SMS, no RECEIVE_SMS. Ginti uses a notification listener on Android and a smart clipboard on iOS — nothing more.Ginti is built and maintained by a small engineering team at Sri Sadguru Software Solutions LLP. The product is led by Prasad Kancharla. We ship from Bengaluru, India, and we work remote.
We don't have a Series A, a marketing budget, or a growth-hacking deck. We have an app that works, a pricing page without asterisks, and a privacy policy we actually read before publishing.
The fastest way to reach us is email. We read every message.
If you're writing about Ginti or include us in a roundup, feel free to lift any copy from this page or our How it works page verbatim. For a press kit, screenshots, or a founder quote, email hello@ginti.app.